This is the most common way for most families to get to this question. Something happens, and someone says out loud for the first time, Mum, you can't be alone any longer.
At other times, that's the correct answer. However, it is achieved far more often than it should be, and a middle ground that is less expensive, faster to arrange, and often adequate is missed, the jump from ‘this is not safe’ to ‘we need 24-hour care’.
This article will discuss what signals you need to pay attention to, and then go through what you can try out before deciding to go into constant care.
Not all difficulties require 24-hour assistance. These are the ones which really make a difference.
Falls, especially multiple or unsupervised. If they trip and fall from one rug, it's a rug problem. Falls that occur 2 to 3 times in a few months, or a fall in which the person was on the ground for a few minutes before they were discovered, is another category. Falls risk is also the one factor in this list that can be improved the most.
Night-time incidents. Inability to get up, walk around, get to the bathroom or leave the house. Risk is focused on nights and families are only aware of it when everybody is sleeping.
Leaving appliances on. The stove, a heater, a tap. The first time may be simply forgetfulness. A pattern is an issue of safety.
Medication errors. Omission of doses, giving of more than one dose, and confusion about dose. This is often the first tangible indication that independent living is at risk.
Weight loss. It is one of the most reliable signs even if it is not an obvious one, and it is a very quiet sign. An individual who is unable to eat correctly due to difficulty cooking, forgetfulness or food spoiling in the refrigerator.
Poor health, hygiene or housing. A house that is no longer being maintained, clothes that are not being washed, a bathroom that is no longer being used because it is becoming difficult.
Loss of orientation, or of time and place. Especially when it occurs in a place that is familiar.
Withdrawal. Discontinuing activities, not answering the phone, refusing visits. Depression at times, cognitive shifts at times, exhaustion from managing at times.
Repeated hospital admissions. Two or three admissions in 6 months is a pattern, not bad luck.
Carer strain. Whoever's doing most of the caring is losing weight, not sleeping, feeling unwell or withdrawing from their own life. This is as important as the things on the person's list, for carer collapse brings home arrangements to a sudden end.
Before quoting a price, ask this question: what time of day is not safe?
When approached with a straightforward and authentic dialogue, most families know the answer is smaller than they might have imagined. Often it is:
The rest of the day, if you make the right arrangements, will be manageable.
That reframing is important because 24-hour care is $700,000 to $900,000 per year, and most people only have $78,106 for their maximum Support at Home classification in a year.
This is the middle ground that families miss out on. It's relatively inexpensive, quick or free the vast majority of the time.
1. Get an Occupational Therapy Home Assessment
Regardless of income or assets, this is the single most valuable action possible and it is free with both Support at Home and the NDIS, as occupational therapy is clinical care.
An OT will examine the bathroom, the level of the bed, the lighting on the route to the toilet at night, the steps, kitchen, and walk from the front door. They suggest equipment and modifications, and it is equipment that is funded via capital funding, not from your support hours, so that doesn't cut back on the care that you can afford.
Families regularly pay for support time that would not have been necessary with improved equipment. Several hundred dollars of funded equipment (such as a rail, a shower seat, a raised toilet seat, improved lighting, and a bed at the proper height) can significantly reduce falls risk.
2. Solve the Night Specifically
Overnight care is the least expensive intervention offered in home care, if the issue is nights. A sleepover shift costs $311.79 under the 2026-27 schedule, and even two or three nights a week can make a big difference for a family carer.
First ask yourself, though, if the night can be made safer without a person. Sensor mats, bed exit alerts, door sensors, a night light on the way to the bathroom, and a day/night clock. Some of these are eligible for funding as assistive technology.
If waking at night is new, have it checked out medically. Night waking can be caused by pain, UTI, constipation, timing of medications and sleep apnoea, all of which are treatable. A sudden change of night habits is often a sign of something that can be addressed and is not a permanent need.
3. Fix the Medication System
A dose administration aid, blister pack, automated dispenser with an alarm, or a support worker attending at medication time. This is a minor effort that gets rid of one of the more severe risks on the list.
4. Solve Food Properly
Preparing meals as a funded service or meal delivery, or a worker who does shopping and cooking with the person. Weight loss is an important risk factor as well as a precipitating factor for falls and confusion, and is highly correctable.
5. Use Respite Before You Need It
Respite is funded and chronically underused. Families only use it after a crisis and at that time it is less effective. It can be booked to run a day a week, a weekend a month, a week a quarter, and keeps a carer functioning and may delay the necessity of constant care for years.
6. Add Hours at the Risk Points Rather Than Across the Board
Concentrating your hours on the time slots when things are going wrong is more effective than spreading those hours out. The majority of families focus too little of their support.
7. Consider Technology Honestly
Personal alarms, falls detectors, video check-ins, automatic stove shut-offs, GPS arrangements if wandering is a concern. Useful when they alert someone who can respond; not useful as an alternative to a response plan. Talk to an OT, don't make an instant purchase.
8. Address the Medical Picture
A great deal of apparent decline actually has a treatable cause. Undiagnosed infection, untreated pain, polypharmacy, poor vision or hearing, depression, vitamin deficiency, thyroid problems. Before deciding that a person requires ongoing care it might be worthwhile completing a full GP review and, if possible, a geriatrician referral.
If the conclusion is correct, then the question is what is truly necessary instead of the maximum.
If nights are the problem, then consider overnight care first. It provides the most effective risk coverage at the lowest expense, during the most critical time of day.
Next, look at daytime cover for the particular risk periods.
Next, look at live-in care, which is more economical on a daily basis than rotating staff and is indicated for individuals who prefer to have one person who is familiar to them, especially those with dementia.
Finally, think about a 24-hour rotation, which is appropriate for high and changing needs and households lacking a spare room.
Think about residential care seriously. For a truly continuous need, it offers on-site staffing which home care can't match at a comparable cost, and that's not failure.
The challenge isn't necessarily the care, it's the conversation.
Begin before the crisis. Considerable time spent quietly over months makes better decisions than the discussion in a hospital corridor.
Use the specific, not the general. ‘Worrying about the stairs at night’ is a better line than ‘you can't handle any more’.
Don't offer a permanent solution, offer a trial. People will accept ‘let's try for two mornings a week for a month’ far more readily than a permanent arrangement.
Let them have control over who comes in. The choice and change of a support worker alters the nature of the relationship, from imposed to led.
Be prepared for opposition, and be prepared for it to soften. When people first turn down help, most will take it when they meet a person they like and find that it makes life larger and easier, instead of smaller and harder.
Be aware of the fear beneath the fear. The resistance isn't always to the help. It is about what accepting help means, that this is the beginning of losing the house, the independence, the identity. Naming that works to clear the way more than arguing about the details.
The real indicators include repeated falls, events at night, medication issues, loss of weight, appliances left on and a carer who is breaking down.
Before deciding on 24 hour care, calculate how many hours the person is unsafe (typically less than anticipated), and explore the middle ground: a free OT assessment and the equipment it brings, a medical review for treatable causes, a proper medication system, overnight cover for the highest-risk hours, and use respite early rather than in crisis.
Many families that arrive certain they need continuous care discover that three or four targeted changes will make a home safe again for a year or more. Then, if it is not sufficient, you'll have a much better idea of what is really needed.
If you aren't sure if it's really changed or if you're being needlessly anxious, then write it down for two weeks. It is more helpful than any checklist.
Write down, in brief, each day: what the person ate, whether they took their medication, whether they fell or were in danger of falling, whether they seemed confused, how they slept, whether they left home, and how much time was spent supporting them and coordinating care.
After a fortnight, follow the pattern, not the incidents. Is medication being missed twice a week? Is weight dropping? Have 2 or 3 near-misses a week gone by without being reported? Is a member of the family providing 15 hours of unpaid support they had not registered?
Typically, two things come out of this. Worrying families find there is more stability in the situation than they thought, and it was one alarming incident that caused the worry. Or families who thought they were coping discover a pattern considerably worse than their impression of it.
Either way you have evidence, and that is what an assessment relies on and what a GP can act upon.
Before deciding on care, a detailed medical examination should be undertaken if the picture is different, since a significant proportion of the apparent decline is treatable.
Bring: the fortnight of observations, a complete list of medicines including over-the-counter medicines, a note of any recent falls or hospital admissions, and any questions.
Ask about: polypharmacy and whether any of the medications can be reduced or discontinued; delirium, especially if sudden; infection, especially UTI, which in the elderly often presents as confusion; pain that isn't reported; depression, often confused with cognitive decline; vision or hearing, which greatly affect function; and vitamin B12, thyroid and other reversible causes.
If available, a referral to a geriatrician is a good idea. A full geriatric assessment often uncovers issues not addressed in shorter assessments.
Recurring themes in households one or two years into an arrangement.
It would have been better to obtain the OT assessment right from the start. Almost universal. Families that had the house assessed early talk about how much it helped the rest of the house fall into place, and it's free.
We waited too long to take respite. Carers who began respite early say it's maintenance. Those who began after a collapse call it a rescue, and say they wish they hadn't got there.
The medical review found something. A significant number of families say a comprehensive review by their GP led to a treatable cause, such as an infection, a medication side effect, untreated pain or a thyroid problem, that explained a significant proportion of what they thought was an inevitable deterioration.
We should have begun with fewer hours rather than waiting until we needed a lot. Adding a worker in a non-crisis situation creates a better fit and less resistance than adding a worker at a crisis time.
No one had ever thought about the funding separately for equipment. One of the most common avoidable costs is the support hours a family pays for that a hoist or a bed would have saved.
It was getting the night sorted that made all the difference. In households where nights were an issue, finding a solution to the night, whether through treatment, sensors, equipment or overnight cover, is always cited as the turning point.
Repeated or unobserved falls, night-time wandering or incidents, medication mistakes, unexplained weight loss, appliances left on, significant loss of hygiene or the home, getting lost in familiar settings, repeated hospital admissions, or the health of the family carer declining.
An occupational therapy home assessment (free), which unlocks equipment funded separately from your support hours, a detailed review of your medical condition to check for treatable causes of decline, a suitable medication system, overnight coverage of the highest-risk hours, and regular respite, booked before a crisis.
Yes. Occupational therapy is clinical care under both Support at Home and the NDIS, no contribution based on income or assets. The equipment and changes it suggests do not come from your support hours, so acting on the suggestions doesn't mean you can afford less care.
Maybe, but first go to the doctor for a medical review. A new routine of night waking is often a sign of one of the treatable causes: pain, UTI, constipation, medication timing, reflux or sleep apnoea. It is better and cheaper to treat the cause than to staff around it.
Be honest in mapping out an ordinary week. When does the person need help, when are they truly in danger without it, and when is a family member helping the person at their own expense? Most households realise that it is not all day, but two or three certain times.
Be specific and small, provide a trial instead of a permanent change, and allow them to have control over who comes and to be able to change workers. The majority of those who initially turned it down will accept once they have met someone they like. It's often not a matter of the help itself, but about what accepting help represents.
Yes, for many households, at least for a time. Wherever the risk accumulates, and it does at night, two or three nights a week of overnight care can make a huge difference, at a lower cost than 24/7 coverage.
Classifications run from about $10,731 to $78,106 a year. That's about 20 hours a week at market rates, at the top classification, after deducting the 10 percent care management fee. On top of that, clinical care (including nursing and allied health) is free, and from 1 October 2026, personal care is fully funded.
Yes. One of the most frequent and avoidable reasons for the sudden termination of home arrangements is carer breakdown, which can be largely prevented by using respite care on a regular basis, not in crisis. Even if the funding states it is a stable arrangement, a deteriorating carer household is not stable.
Where reasonable action has been taken and safety incidents persist, where the funding cannot pay for the truly unsafe hours, where the family can't reasonably provide the respite, or where the carer's health is failing despite respite. Moving on a planned basis is a very different experience compared to a crisis transfer, so it's important to have a thought-out plan.
Support Network can assist families in determining what's actually required, including when the solution is not a nonstop care system but some specific changes. See our 24 hour care services or call 1300 671 931.